Xie, Jinyao, et al. “Research on the Impact of Online Credit on College Students in the Context of Big Data Fintech: -- Take Nanjing University Students As an Example”. Frontiers in Humanities and Social Sciences, vol. 2, no. 10, Oct. 2022, pp. 262-6, https://doi.org/10.54691/fhss.v2i10.2487.