Assessment Framework and Application of the Long-Term Care Insurance System for Major Outbreaks of Infectious Diseases: A Case Study based on Germany, the United States and the United Kingdom

Yuanyuan Mi

doi:10.6981/FEM.202501_6(1).0020

Authors

Yuanyuan Mi

DOI:

https://doi.org/10.6981/FEM.202501_6(1).0020

Keywords:

Long-Term Care Insurance; Major Sudden-Onset Infectious Diseases; Assessment Framework; Case Studies.

Abstract

Summarizing and evaluating the latest progress of foreign LTC insurance system in a timely manner is of great significance for the establishment of LTC insurance system in China. Combined with the 4R crisis management theory, this paper applies the hierarchical analysis method and fuzzy comprehensive evaluation method to construct a multilevel contingency assessment framework for the LTC insurance system, which contains 4 first-level indicators, 15 second-level indicators and 30 third-level indicators, including infection risk reduction, nursing resource preparation, nursing resource supply, and system adjustment and change. The framework was applied to assess typical LTCI system models in Germany, the United States and the United Kingdom. The assessment results show that the German LTCI system performs better than the US and the UK in the event of a major infectious disease outbreak, while the LTCI systems of the three countries have a certain degree of vulnerability, and there is room for post-disaster “rebound”. In view of the problems and challenges faced by the LTC insurance system in dealing with major outbreaks of infectious diseases, this paper suggests strengthening the top-level design of the LTC insurance system during the prevention and control of major outbreaks of infectious diseases, making every effort to minimize the risk of nursing infections, improving the availability of nursing human resources, and accelerating the implementation of digital solutions.

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