Research on the Impact of Online Credit on College Students in the Context of Big Data Fintech

-- Take Nanjing University Students as an Example

Authors

  • Jinyao Xie
  • Zihao Yan
  • Huimei Huang
  • Shiyun Lin
  • Chuanlei Zhang
  • Hong Jiang

DOI:

https://doi.org/10.54691/fhss.v2i10.2487

Keywords:

Online Credit; College Students; Consumer; Risk; Fintech.

Abstract

The integration of the Internet and big data has promoted the development and emergence of various industries, and the financial industry has combined with technology with the help of the Internet and produced new industries, one of which is online credit. In this project, we analyze the impact of Internet credit on college students in the context of big data and financial technology, analyze the current situation of campus Internet credit from multiple perspectives, and summarize the new problems and risks faced by Internet loans, help college students understand more about Internet credit, alert and guide them to establish a correct view of consumption, in order to seek the common healthy development of the Internet market and college students in the future. In order to seek the healthy development of the Internet market and college students, promote the construction of Internet credit products and services, and promote the healthy and rapid development of the credit platform of college Internet economy, and then promote the healthy and good development of new forms of financial services such as online finance and private finance.

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References

Wu Chunmei. The problem of college students' Internet consumer loans and management countermeasures from the perspective of procuratorate[J]. People's Procuratorate, 2021,(14):55-58.

Ma Yu,Wu Weiyong. Research on the impact of Internet finance on college students' consumption[J]. China collective economy,2020,(12):110-111.

Zhou Rui, Zhang Yuan, Wang Yan. Research on the problem of online credit and governance strategies in the new era of college campus [J]. China Business Journal,2022,(02):34-36.

Heavyweight new rules are coming! College student online loans on the "tightening the curse"_News_China. com https://news.sina.com.cn/c/2021-03-17/doc-ikknscsi7257023.shtml- "webpage".

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Published

2022-10-23

Issue

Section

Articles

How to Cite

Xie, J., Yan, Z., Huang, H., Lin, S., Zhang, C. ., & Jiang, H. (2022). Research on the Impact of Online Credit on College Students in the Context of Big Data Fintech: -- Take Nanjing University Students as an Example. Frontiers in Humanities and Social Sciences, 2(10), 262-266. https://doi.org/10.54691/fhss.v2i10.2487