Research on the Effect of Digital Inclusive Financial Technology on Reducing Costs for Small and Micro Enterprises
Taking the Yangtze River Delta Region as an Example
DOI:
https://doi.org/10.54691/fhss.v3i5.5049Keywords:
Digital Inclusive Finance; Small and Micro Enterprises; Financing Cost.Abstract
This article focuses on small and micro enterprises in the Yangtze River Delta region and analyzes the cost reduction effect of digital inclusive finance technology on small and micro enterprises. The research results show that the application of digital inclusive finance technology can significantly reduce the financing costs of small and micro enterprises. Based on the research results, this article proposes suggestions to improve the application level of digital inclusive financial technology, including strengthening the construction of digital infrastructure, implementing the "No.1 Project" of the digital economy, and promoting the digital intelligent transformation of small and micro enterprises. The research results of this article provide important theoretical and practical guidance for improving the efficiency of small and micro enterprises in obtaining financing and reducing financing costs, and provide valuable reference for the promotion and application of digital inclusive finance technology.
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