Challenges and Countermeasures of Internet Banking Supervision
DOI:
https://doi.org/10.54691/brk9zc71Keywords:
Internet Cyberbanking Regulation; Market Entry Mechanism; Market Exit Mechanism.Abstract
Due to the continuous innovation of computer technology and the popularization of the Internet, the number of users, transaction volume and economic benefits of cyberbanking have shown a significant growth trend, which has contributed to the rapid development of cyberbanking. Compared with traditional banks, Internet banks utilize information technology in a more diversified way, and their service efficiency has been greatly improved. However, there are still many problems in China's Internet banking, such as failure to build a perfect legal supervision mechanism, ambiguous supervisory model and unclear supervisory content, which affect the safe operation of cyberbanking. Based on this, we should improve the legal system of cyberbanking supervision, explore new cyberbanking supervision model, and clarify the content of cyberbanking supervision, and improve the cyberbanking supervision system, so as to strengthen the legal supervision of cyberbanking and promote the healthy development of cyberbanking.
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