Relationship between Household Income, Region and Household Healthcare Expenditure——Empirical research based on the data of China Family Tracking Survey (CFPS)

Abstract

China's economy has been rapid development in recent years, the residents income is also rising, China's household per capita disposable income growth, the corresponding family health spending also presents the fast growth, while at the same time family per capita health spending continues to grow, but nearly 10 years of family health spending growth is greater than the household disposable income growth, today, After housing and food, medical expenses have become the biggest consumption expenditure of most Chinese households. The medical expenditure caused by diseases is an important factor affecting family happiness, and the aggravation of medical burden decreases family happiness. The differences between urban and rural areas and different regions not only affect the income of families, but also affect the medical expenditure of families from the aspects of medical service quality and health awareness. In addition, the implementation of medical insurance policy also alleviates the medical burden of families to a certain extent. This paper selects microscopic data of CFPS surveyed in 2016 and 2018, and conducts empirical analysis on data of tens of thousands of families with different living conditions in various regions. The results show that income is an important factor affecting family medical expenditure, and family size and health care focus will also affect family medical expenditure. Urban and rural residents and residents in different areas also show differences in medical expenditure