The Influence of International Trade on Banks' International Settlement and Analysis of Countermeasuress

Abstract

With the advancement of economic globalization and integration, the economic and trade ties between countries and regions have been continuously strengthened, economic and trade exchanges have continued to increase, and the international settlement business between commercial banks has developed rapidly. In the ever-changing international market environment, China's booming international trade is also accompanied by a large number of trade frictions. The increasingly prominent international trade disputes have had an important impact on the international settlement business of my country's commercial banks, increasing the industry risk of settlement products. The non-performing loan ratio of banks has increased, reducing traditional settlement business trade. settlement. Based on the existing literature, this paper analyzes the impact of international trade disputes on the bank's international settlement business by taking the trade financing products of Bank H's international settlement business as an entry point. This paper specifically analyzes the impact of the escalation of Sino-US trade disputes on H-bank's international settlement business after the Sino-US trade war, and gives corresponding countermeasures. Taking Bank H's international settlement business as the research object, this paper adopts case analysis, summarization and other methods to study the impact of international trade disputes on Bank H's international settlement business from different dimensions, and analyzes the impact of international trade disputes on Bank H's international settlement business. The research conclusions of this paper will help Chinese-funded commercial banks to effectively manage the risks brought by international trade disputes, and also provide a useful reference for banks' international settlement customers to avoid and reduce the impact of international trade disputes on their own business.