Analysis on the Influence of Digital Inclusive Finance on Regional Economic Benefits and Its Factors
DOI:
https://doi.org/10.54691/bcpbm.v33i.2839Keywords:
Digital Inclusive Finance, Influencing Factors, BART Model.Abstract
Based on the digital inclusive financial index from 2011 to 2020, this paper studies the impact of various digital inclusive financial indicators on the provincial economy. With the help of Bayesian cumulative tree model, namely BART model, the importance of indicators is ranked according to the proportion of variables included in the tree and the importance of variables. According to the empirical results, (1) Among the indicators affecting the provincial economy, the use of depth index contributes the most, followed by digitization, payment, coverage, credit and insurance. (2) the introduction of high precision and explanatory and not easy to over-fitting model to verify the impact of digital inclusive finance in the provincial economy and its factor analysis, and achieved good results.
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