Discussion on the Development of Mobile Payment Technology in the Era of Digital Economy- Taking Tencent as an Example

Abstract

Mobile payment means that mobile clients use mobile phones and other electronic products to make electronic currency payments. Mobile payment effectively combines the Internet, terminal devices, and financial institutions to form a new payment system. Mobile payment can not only make monetary payments, but also pay for living expenses such as phone bills, gas, water and electricity. Mobile payment has created a new way of payment, making electronic money popular. At present, the two-dimensional code has many drawbacks, and the addition of the blockchain can reduce the shortcomings of the two-dimensional code, so that the society's trust in new things increases. Especially in the initial stage of the integration of blockchain and real industry, the most extensive demand is to increase credit, and its application scenario is to deposit certificates, which is also an important cornerstone for the development of industrial blockchain.